TRT cost for veterans comes down to four parts — the provider consultation, lab work, the medication itself, and ongoing monitoring. Through the VA these may be low or no cost if you are service-connected; through private telehealth like MultiGen Wellness you pay a transparent flat cash-pay rate with no insurance billed and no surprise charges.
The honest answer to “how much does TRT cost” is: it depends on the path you choose and what is included. Rather than quote a number that may not fit your situation, here is exactly what you are paying for — so you can compare apples to apples.
What You Actually Pay For
| Cost Component | VA (if service-connected) | Private Telehealth |
|---|---|---|
| Initial consultation | Low/none, after wait | Included in your flat rate |
| Lab work | Done at VA | Simple panel at a local draw site |
| Medication | VA pharmacy | Shipped to your door, included or transparent add-on |
| Follow-up & monitoring | VA schedule | Ongoing, built into your care |
| Insurance hassle | N/A | None — cash-pay, no claims or denials |
| Hidden cost: time & travel | Appointments, drives, waits | Minimal — care from home |
Not sure which path is right for you?
Our licensed Care Team will walk you through your options — no pressure, no obligation.
The Real Comparison Is Value, Not Just Price
The VA can be the lowest out-of-pocket option for service-connected veterans who can wait. Private telehealth has a clear cost, but it buys speed, privacy, protocol flexibility and your time back. MultiGen Wellness does not bill the VA, TRICARE or insurance — you get one transparent flat rate and know the cost up front.
Want an exact quote for your situation? Call 1-800-259-0015 or start your free assessment.
Frequently Asked Questions
Does TRICARE or insurance cover TRT at MultiGen Wellness?
No. MultiGen Wellness is cash-pay only and does not bill TRICARE, the VA or private insurance. You pay a transparent flat rate with no claim denials or surprise coding.
Is cash-pay TRT cheaper than going through the VA?
For service-connected veterans, the VA is often the lowest out-of-pocket option. Cash-pay private care has a clear cost, but it removes the wait and gives you privacy and flexibility. Call for current rates to compare.
What is included in the price?
Private TRT pricing typically covers your provider visits, prescription and ongoing monitoring. MultiGen Wellness keeps pricing transparent — call 1-800-259-0015 to confirm exactly what is included today.
Keep Reading
Why veterans choose MultiGen Wellness for TRT →
Free Veteran Hormone Assessment
Physician-led TRT & HRT for veterans. $97 flat-rate visits — no insurance required. 100% online, licensed in all 50 states.
Call 1-800-259-0015 or complete the form below to speak with a licensed provider.